Personal Item
From Record Of Fantasy Adventure Venture
The Hoken-boken group has decided to allow only ONE personal magical item per player character. This magical item cannot be a weapon. If the item is a personal item, please say so in the Distribution column on the magical items chart. Personal items cannot be taken from a PC and it is considered gauche to ask that PC to lend it out. The PC will lose his/her item a. if he/she willingly gives it away (for example, in a trade for a better item), or b. when the PC is attacked by Hal's numerous NPCs and they take it away from us (like they always do).
The Queens group does not have a limitation on the number of personal magic items per PC. They get along swimmingly.